Questions and Answers From “The Hottest Acronyms of 2026: ICHRA, DPC, and AI”

As the needs of employers, employees, and providers shift, the benefit landscape must transform to meet them. Employers and brokers are seeking new healthcare models that address rising costs, provide greater transparency and flexibility, and empower both employers and employees to take control of their healthcare outcomes. In our latest webinar, “The Hottest Acronyms of 2026: ICHRA, DPC, and AI,” experts from Accresa and our sister companies, Ameriflex and Workforce Go, discussed the potential impact of these trends in the near future. We wanted to share some of the top questions around DPC and their answers, summarized.

Q: Does Direct Primary Care (DPC) go beyond preventive care?

A: Direct Primary Care (DPC) offers comprehensive healthcare, extending far beyond just preventive services. It includes routine check-ups and urgent care visits for common ailments like flu symptoms or minor injuries requiring stitches. Many DPC memberships also include convenient in-house services such as imaging, lab work, prescription fulfillment, and even support for mental health and nutrition. The core benefit of DPC is its focus on providing easier, more personalized access to medical care precisely when you need it, eliminating concerns about copays or restrictive network limitations.

Q: Can Direct Primary Care also address preexisting conditions?

A: Yes! Direct Primary Care (DPC) memberships are inclusive and do not exclude individuals with preexisting conditions. While the availability of specific services, such as physical therapy, may vary depending on the practice’s membership tier, patients managing chronic conditions benefit from the consistent and readily accessible care that DPC models offer.

Q: How extensive is the DPC provider network?

A: The network of Direct Primary Care (DPC) providers is continuously expanding, with a presence in every state and ongoing growth in both urban and rural communities. While some states may have a higher concentration of DPC practices, the model generally thrives on local relationships, ensuring employees have reliable access to nearby physicians who can deliver both in-person and virtual care options.

Q: What should I expect around provider consistency and in-person visits? 

A: The majority of DPC visits are in-person, though virtual consultations are often available as a convenient alternative. Due to the independent nature of DPC practices, the level of consistency across multiple states can vary. However, Accresa helps employers establish partnerships with practices that offer standardized membership structures, ensuring consistent, high-quality care for all employees, regardless of their geographical location.

Q: What about “variance risk” across different DPC providers?

A: Given that Direct Primary Care (DPC) practices operate independently, there can be variations in their membership tiers and the specific services included. For instance, some practices might offer in-house labs or therapy, while others may not. Employers must verify that their chosen DPC provider network delivers a consistent standard of care across all locations. Accresa directly collaborates with employer groups to achieve this consistency, aligning providers under a unified offering to guarantee that employees receive the same quality of care no matter where they reside